Products

We fund the full journey.

At Quantum, we've built a product suite specifically for housebuilders and property professionals, with the ability to support a scheme from pre-planning to practical completion and through to long-term asset holding. We’ll work with you to build the right solution for your project, even if this requires a tailored approach.

Development Finance

For experienced developers and investors financing residential projects - from new builds to refurbishments and conversions. We support a wide range of schemes including family housing, apartments, mixed-use, retirement, build to rent, student accommodation, co-living and social housing, with flexible leverage, pricing, and the option of revolving facilities and peak debt funding.

£1m - £35m

Loan Size

70%

LTGDV

90%

LTC

England & Wales

Location

Bridging Finance

For experienced developers and investors requiring short-term finance. Whether you're acquiring a site ahead of development, refinancing completed stock to release equity, raising capital against unencumbered assets, or need time to enhance a site's value - we can help.

£1m - £30m

Loan Size

75%

LTV

England & Wales

Location

Stabilisation Lending

Short to medium-term loans for developers and investors needing extra time to let or sell units after practical completion. Available across multiple asset types including Build to Rent (BTR), Purpose Built Student Accommodation (PBSA), Co-living, and traditional C3 residential assets across England and Wales.

Interest can be retained or serviced from rental income, and schemes with just 5–10% let may be considered if rental demand is proven. Terms are typically 1–2 years, with flexible exit options and pricing.

£1m - £30m

Loan Size

Up to 24 months

Term

Up to 75% of break-up value

LTV

C3 Residential / BTR / PBSA / Co-living

Use classes

None

Minimum interest cover

Residential Investment Lending

Medium to long-term loans for stabilised, income-producing residential assets, supporting investors with Build to Rent (BTR), Purpose Built Student Accommodation (PBSA), Co-living, and traditional C3 residential property across England and Wales. Both broken and unbroken blocks are considered.

Ideal for refinancing stabilised developments, term financing after lease-up, or releasing equity from income-generating assets. Interest is serviced from rental income, with terms of 2–5 years and flexible documentation, covenants, and pricing.

£1m - £30m

Loan Size

Up to 5 years

Term

Up to 75% of investment value

LTV

C3 Residential / BTR / PBSA / Co-living

Use classes

From 1.1x

Minimum interest cover

Speak to our team

Tell us a bit about you and your projects and we’ll get one of our experts to call you back ASAP.

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